Languages: German · Spanish · English · Russian
New construction and resale sales in Málaga and the surrounding province.
Comprehensive advisory for national and international buyers and sellers.
At KOSTA95, we accompany our clients throughout the entire buying, selling, or investment process. Our goal is not simply to find a property, but to guarantee a safe, transparent, and hassle-free experience.
– Service in Spanish, German, English, Russian, and Polish
– Specialists in international buyers
– Extensive knowledge of the Costa del Sol
– Legal and after-sales service
– Comprehensive support-
– Financing advice






We prioritize what truly drives results. Discover our areas of expertise.
Developments near Baviera Golf and beachfront in Torre del Mar and the Eastern Costa del Sol. We market exclusively for local developers and accompany international buyers from off-plan reservations to the delivery of keys. The line with the highest margin and where we aim to grow.
Apartments, villas, and country houses throughout the Axarquía, our main area of expertise, as well as in the rest of the Costa del Sol. In-house portfolio and marketing in five languages.
We search for the property that best suits each client’s needs, not only within our portfolio but also through our network of collaborators, agencies, and local professionals. We access on-market and off-market opportunities to offer an objective, efficient, and completely personalized search, with a single point of contact throughout the process.
Comprehensive management for international buyers: NIE, bank account opening, non-resident taxation, translations, and notary support. A simple, transparent process adapted to each client.
We offer urban land for new construction projects and rural estates in the Axarquía for those looking to enjoy the countryside. We advise you on the characteristics and possibilities of each type of property to ensure a safe and informed purchase.
Two professionals with established names and careers, dedicated exclusively to making your real estate experience clear, safe, and successful.
Founder of KOSTA95 Real Estate and Certified Real Estate Agent (API), with an extensive career in the Costa del Sol real estate market.
Specialized in new construction, real estate investment, and high-value transactions, he advises both national and international buyers, offering deep knowledge of the market in Torre del Mar, Torrox Costa, Caleta de Vélez, Vélez-Málaga, Nerja, and the rest of the Axarquía.
His experience allows him to guide each client in the search for opportunities, analyze the potential of each property, and offer transparent advice throughout the buying or selling process.
Languages: Spanish · German · English
Education: Certified API · Tago Estudios
Specialty: New construction · Investment · High-ticket transactions
Co-founder of KOSTA95 Real Estate and responsible for international buyer and seller relations.
Born in Germany and a resident of Spain for over thirteen years, she knows firsthand both the culture and the workings of the real estate market in both countries. This experience allows her to understand the needs of international clients and explain each phase of the buying or selling process clearly, transparently, and in their own language.
She specializes in advising buyers from Germany, Switzerland, Austria, the Netherlands, Belgium, the United Kingdom, France, Poland, Russia, and other European countries, coordinating the operation alongside lawyers, tax advisors, banks, and notaries to make the process simple and secure.
Languages: German · Spanish · English · Russian
Education: University Postgraduate
Specialty: International clients · Relocation · Multilingual management
Founder of KOSTA95 Real Estate and Certified Real Estate Agent (API), with an extensive career in the Costa del Sol real estate market.
Specialized in new construction, real estate investment, and high-value transactions, he advises both national and international buyers, offering deep knowledge of the market in Torre del Mar, Torrox Costa, Caleta de Vélez, Vélez-Málaga, Nerja, and the rest of the Axarquía.
His experience allows him to guide each client in the search for opportunities, analyze the potential of each property, and offer transparent advice throughout the buying or selling process.
Languages: Spanish · German · English
Education: Certified API · Tago Estudios
Specialty: New construction · Investment · High-ticket transactions
Co-founder of KOSTA95 Real Estate and responsible for international buyer and seller relations.
Born in Germany and a resident of Spain for over thirteen years, she knows firsthand both the culture and the workings of the real estate market in both countries. This experience allows her to understand the needs of international clients and explain each phase of the buying or selling process clearly, transparently, and in their own language.
She specializes in advising buyers from Germany, Switzerland, Austria, the Netherlands, Belgium, the United Kingdom, France, Poland, Russia, and other European countries, coordinating the operation alongside lawyers, tax advisors, banks, and notaries to make the process simple and secure.
Languages: German · Spanish · English · Russian
Education: University Postgraduate
Specialty: International clients · Relocation · Multilingual management
If you are coming from Germany, Switzerland, the Netherlands, or any other country, you won’t have to face the paperwork alone.
We accompany you step by step, in your language, until you have the keys, without complications.
Complete management of the Foreigner Identification Number, either in person or through representation.
Support at the Spanish bank of your choice, in your language. We accompany you in opening a bank account in Spain and help you choose the most suitable option for your needs.
Form 210, IBI, capital gains tax. We connect you with specialized administrative managers. We put you in touch with professionals specialized in international taxation to ensure a safe and well-planned purchase.
Sworn interpreter at the notary included for German and English. We coordinate the necessary translation and linguistic assistance so you understand every step of the process with total peace of mind.
Registration, utilities, insurance, moving, local contacts. We stay by your side after the signing, helping you with utilities, insurance, local contacts, and other practical aspects of your new stage in Spain.
Mortgages for non-residents: bank comparison, appraisal, and document management. We help you prepare the file requested by Spanish banks (proof of income, tax status in your country, appraisal) and compare conditions between various entities so you can finance as much as you need, not just what they allow.
Preparation, professional photography, and staging before publishing. We take care of how your property is presented (order, light, small repairs, and professional report) because a well-shown home sells faster and for a better price.
For years we managed nearly forty properties as tourist rentals, so we know the sector. Currently, we do not offer it as an active service, but we do provide specific advice to owners and buyers who are unsure if their home has potential for vacation rentals, what licenses it needs, and what profitability to expect. If this is your case, write to us and we will guide you.
We have extensive experience in the vacation rental sector, having managed a portfolio of nearly forty tourist homes on the Costa del Sol for years. This knowledge allows us to advise owners and investors who want to know the potential of a home for tourist rental.
We guide our clients on aspects such as project feasibility, licenses, applicable regulations, estimated profitability, and property management, so they can make informed decisions before buying or investing.
If you are considering a home for investment purposes, write to us and we will guide you.
Families from all over Europe who have found their home on the Costa del Sol with KOSTA95. Buyers, sellers, and investors from different countries have trusted KOSTA95 to find their home, make an investment, or sell their property on the Costa del Sol.
Fantastische begeleiding bij de aankoop van ons nieuwbouwappartement Wij zijn ontzettend tevreden over de begeleiding van Karina bij de aankoop van ons nieuwbouwappartement. Vanaf het eerste contact was zij professioneel, deskundig en zeer betrokken. Karina neemt de tijd om alles duidelijk uit te leggen en denkt actief mee gedurende het hele aankoopproces. Haar kennis van de markt gaf ons veel vertrouwen bij het maken van onze keuze. Wat Karina echt onderscheidt, is haar persoonlijke aanpak. Ze luistert naar onze wensen, goed bereikbaar, eerlijk advies, reageert snel op vragen en zorgt ervoor dat wij ons volledig ondersteund voelen.. Dankzij haar inzet en expertise hebben wij een zeer goed gevoel over de aankoop van ons nieuwbouw appartement. Wij bevelen Karina van harte aan aan iedereen die op zoek is naar een betrouwbare, deskundige en betrokken makelaar. Nogmaals bedankt voor de uitstekende service! Petra & Yngvar de ZeeuwPublicado en Google
Petra
Dank Karina habe ich meine Neubau-Immobilie in Torre del Mar gefunden und gekauft und ich könnte nicht zufriedener sein! Vom ersten Kontakt bis zum Abschluss habe ich mich rundum bestens aufgehoben gefühlt. Da ich selbst kein Spanisch spreche, war ich anfangs etwas unsicher. Umso beruhigender war es, dass Karina mehrere Sprachen fließend spricht. Dadurch verlief die gesamte Kommunikation absolut problemlos und entspannt. Ausserdem arbeitet sie äußerst professionell, ist immer erreichbar und bringt gleichzeitig viel Herz in ihre Arbeit ein. Der gesamte Ablauf war reibungslos und transparent, und ich wurde bei jedem Schritt optimal unterstützt. Ich würde jederzeit wieder über KOSTA95 kaufen und kann Karina und ihr Team zu 100 % weiterempfehlen! Vielen Dank für allesPublicado en Google
Paulina Schweigert
Nos atendió Karina de una manera excepcional y muy profesional. Desde el primer momento captó nuestras necesidades, ofreciéndonos varias opciones muy válidas adaptadas a lo que estábamos buscando. Se nota que conoce muy bien el mercado y se preocupa por las necesidades de los clientes. Sin duda la recomendamos muchísimo.Publicado en Google
Teresa
Estamos muy satisfechos con la experiencia. El servicio ha sido realmente excelente: profesional, atento y de alta calidad en todo momento. La vivienda fue preciosa, cómoda y totalmente acorde a nuestras expectativas. Queremos agradecer especialmente a Karina y Eduardo por su gran profesionalidad, amabilidad y disposición para ayudar en cada paso del proceso. Sin duda, recomendamos esta agencia inmobiliaria a todos. ¡Muchísimas gracias por todo!❤️❤️❤️Publicado en Google
Karina
Gabi +Thomas ,haben unser Traumhaus gefunden . Sind beim finden , kaufen und der Abwicklung wirklich professionell begleitet worden . Sehr kompetente Maklerin bei der man sich auch menschlich gut aufgehoben fühlt .Publicado en Google
Gabriele Stolletz
Dank Karina haben wir ( zwei Deutsche) unserer Traumwohnung in Spanien (Torrox Costa) gefunden und bekommen. Sie hat uns sehr kompetent und objektiv beraten. Während des gesamten Kaufprozesses hat sie uns begleitet und unterstützt. Die Formalitäten mit den Spanischen Behörden ( NIE-Nr. bei der Polizei und die Anmeldung beim spanischem Finanzamt) hat sie uns abgenommen auch beim Notartermin war sie an unserer Seite. Wir sind ihr auch dankbar für die zahlreichen Tipps, die wir von ihr erhalten haben (z.B. bezüglich der Anmeldung von Strom und Wasser und der Einkaufsmöglichkeiten für die Einrichtung unserer Wohnung. ) Wir haben mit Karina eine fachlich kompetente Immobilienvermittlerin gefunden. Auch zwischenmenschlichen hat es prima gepasst. Wir können die Argentur KOSTA 95 uneingeschränkt weiterempfehlen. Vielen Dank!!! Ute und DieterPublicado en Google
Dieter und Ute
We booked several times a 3-month winter rental through Kosta95. Both the properties and the service were excellent throughout our stays. Thanks!Publicado en Google
M. L.
I had a great experience with this estate agent. They were friendly, helpful, and focused on finding the perfect flat. The whole process was smooth and straightforward from start to finish. Everything was clearly explained, and their expertise made it all feel stress-free. I’d happily recommend them to anyone looking for a reliable estate agent.Publicado en Google
Tomasz Zieba
Tratamos con Eduardo quien nos aconsejo en la venta de nuestra propiedad y en pocos días nos encontró los clientes, se encargaro de todas las gestiones hasta la firma en notaría. Muy profesional y cercano. Gracias.Publicado en Google
Pierre Sarramagna
Tell us what you are looking for or what you want to sell. We will provide personalized service from our office in Torre del Mar.
Whether you are looking to buy, sell, or invest, we will be happy to help you. Tell us what you need and we will offer you personalized advice.
Mar Adriático, 4 · Torre del Mar, 29740 · Málaga
+34 951 204 644
info@kosta95.com
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