Services

Real estate administrative services for international clients

International buyers

A comprehensive service for buyers from all over Europe

Buying a home in Spain as a foreigner involves a series of administrative, tax, banking, and notary procedures that can be complex if you are unfamiliar with the language or how the Spanish system works.

At KOSTA95 Real Estate, we offer a comprehensive service for international buyers.

We regularly work with clients from Germany, Switzerland, Austria, the Netherlands, Belgium, the United Kingdom, France, Poland, and other European countries, coordinating every necessary step to ensure the purchase is safe, efficient, and hassle-free.

Step by step

How do we help our clients?

01

Obtaining the Foreigner Identity Number (NIE)

The Foreigner Identity Number (NIE) is an essential document for buying a home in Spain. It is also required for other procedures, such as opening a bank account, setting up utilities, or paying taxes.

We manage the NIE application process, whether in person or through representation, coordinating the necessary appointments and collaborating with specialized professionals to speed up the process.

02

Bank account opening and financial intermediation in Spain

Opening a Spanish bank account facilitates payments for the property, taxes, and other property-related expenses.

We advise you throughout the entire process, review the bank’s terms, and resolve any questions in your language so you know exactly what documentation you are signing.

We also help you find the most suitable financing for your property purchase, comparing available options and clearly explaining their terms, costs, and requirements.

03

Tax advice for non-resident buyers

Buying a home in Spain entails a series of tax obligations that vary depending on each buyer’s tax residency. We work with specialized tax advisors who will inform you about the taxes and obligations that may apply to your case, such as:

The annual property tax (IBI).
The tax declaration for non-resident owners (Form 210).
The municipal tax on the increase in land value (municipal capital gains tax).
Wealth Tax, where applicable.
Tax obligations resulting from establishing tax residency in Spain.

04

Signing before a notary

Before signing, we review the draft of the deed with you so that you know the exact content of the document and we can resolve any questions that may arise.

When necessary, we coordinate the services of a sworn interpreter to ensure that the signing is carried out with total security and understanding.

05

After-sales service

Our work does not end with the delivery of the keys. We also help you with all the necessary arrangements so that you can enjoy your new home from day one. Among other services, we coordinate:

New connections and changes of ownership for water, electricity, and internet.
Management of the annual property tax (IBI) and the municipal waste collection fee.
Home insurance contracting.
Municipal registration (empadronamiento), where applicable.
Recommendations for trusted professionals: architects, lawyers, electricians, plumbers, gardeners, cleaning, or maintenance companies.

Why choose us

A single point of contact throughout the process

Our goal is for you to be able to buy a home on the Costa del Sol with the peace of mind of having a single team coordinating all dealings with banks, lawyers, tax advisors, notaries, interpreters, and public administrations.

A single coordinating team

We coordinate with banks, lawyers, tax advisors, notaries, interpreters, and public administrations so that you don't have to manage each procedure separately.

Less time, fewer issues

By centralizing all management, we reduce waiting times and avoid issues caused by a lack of coordination between professionals.

Transparent process

We explain every step in your language so that the purchase process is simple, transparent, and secure at all times.

Regardless of your country of origin

We serve buyers from Germany, Switzerland, Austria, the Netherlands, Belgium, the United Kingdom, France, Poland, and other European countries.

Let's talk

Looking for help buying in Spain?

Write to us in your language, and we will accompany you through every step of the process.